mybabybase

Canada · 2026 EI rates

EI maternity & parental leave calculator

Get a calm, rough idea of what EI could pay while you're home with your baby — how much each week, for how long, and how the weeks line up if you share them with a partner.

EI counts earnings up to $68,900 a year in 2026.

Parental benefit option

Up to 35 weeks for one parent.

Adds rough dates to your timeline.

Your estimate

Maternity · 15 weeks
$635 a week
Parental · 35 weeks
$635 a week
Unpaid waiting week
1 week

About 50 paid weeks, before tax

$31,750

  • If a second parent shares, they can add up to 5 more weeks that only they can use.

Timeline

  1. Unpaid waiting week · 1 weekWeeks 1–1
  2. Maternity · 15 weeksWeeks 2–16 · $635 a week
  3. Parental · 35 weeksWeeks 17–51 · $635 a week

Estimates only, before tax, using 2026rates. Service Canada works out your real amount from your best weeks of earnings, so confirm with Service Canada before you plan around it. Living in Quebec? You're covered by the Québec Parental Insurance Plan instead, which this calculator doesn't cover.

How EI leave works, in short

  • Maternity: up to 15 weeks at 55%, only for the person giving birth. It can start as early as 12 weeks before your due date.
  • Standard parental: 55%, up to 35 weeks for one parent or 40 shared, used within 52 weeks of the birth.
  • Extended parental: 33%, up to 61 weeks for one parent or 69 shared, used within 78 weeks of the birth.
  • Maximum weekly amount in 2026: $729 (maternity and standard) or $437 (extended), based on maximum insurable earnings of $68,900.
  • Apply as soon as you stop working — waiting more than 4 weeks after your last day can cost you benefits.

Common questions

How much is EI maternity leave in 2026?

EI maternity benefits pay 55% of your average weekly insurable earnings, for up to 15 weeks. In 2026 earnings count up to $68,900 a year, so the most you can receive is $729 a week, before tax.

What's the difference between standard and extended parental benefits?

Standard parental benefits pay 55% of earnings, up to $729 a week, for up to 35 weeks for one parent. Extended parental benefits pay 33%, up to $437 a week, for up to 61 weeks. Extended spreads a similar amount of money over more weeks. Both parents must choose the same option, and you can't switch once payments start.

How many weeks do we get if we share parental benefits?

Shared between parents, standard parental benefits go up to 40 weeks and extended up to 69 weeks. One parent still can't take more than 35 (standard) or 61 (extended), so the extra 5 or 8 weeks are use-it-or-lose-it for the other parent. Maternity weeks are separate and only for the person giving birth.

Who qualifies for EI maternity and parental benefits?

Generally, you need 600 hours of insurable work in the 52 weeks before your claim (or since your last claim, if that's shorter), and your regular weekly earnings must have dropped by more than 40% for at least a week. Self-employed people can qualify if they registered for EI special benefits.

Is there a waiting period before EI benefits start?

Yes. There's 1 unpaid waiting week before benefits begin. You serve it only once if you claim maternity and then parental benefits, and when parents share parental benefits for the same child, only one of them serves it.

How long is job-protected pregnancy and parental leave in Ontario?

Under Ontario's Employment Standards Act, a birth parent can take up to 17 weeks of pregnancy leave and then up to 61 weeks of parental leave. Other parents can take up to 63 weeks of parental leave. You need to have worked for your employer for at least 13 weeks, and the leave itself is unpaid — EI is what pays you.

Sources

Checked Sep 13, 2026. Rules and amounts change every year.

Plan the rest of your pregnancy in MyBabyBase.

A budget for the first year, a hospital bag checklist, your birth plan and a week-by-week countdown — shared with your partner, in one calm place.